{"id":27,"date":"2026-10-07T16:00:00","date_gmt":"2026-10-07T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/cindybosshard-com\/2026\/10\/07\/los-angeles-programs-can-reduce-down-payments\/"},"modified":"2026-10-07T16:00:00","modified_gmt":"2026-10-07T16:00:00","slug":"los-angeles-programs-can-reduce-down-payments","status":"publish","type":"post","link":"https:\/\/www.cindybosshard.com\/blog\/2026\/10\/07\/los-angeles-programs-can-reduce-down-payments\/","title":{"rendered":"Los Angeles Programs Can Reduce Down Payments"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/cindy-bosshard\/buyers-reduce-downpayment-remotion-videos-2bd9\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who\u2019s spent over a decade guiding buyers in Whittier, Helendale, and throughout Los Angeles County, I\u2019ve seen firsthand the misconception that a starter home always requires around 20% down. In reality, Los Angeles offers a range of city and county programs that can make homeownership far more accessible. For example, the city housing department provides purchase-assistance programs with subordinate loans covering down payment, closing, and acquisition costs\u2014sometimes offering as much as $161,000 for qualified buyers. Most applicants need to contribute about 1% of the purchase price, complete an 8-hour homebuyer education course, and plan to live in the property as their primary residence. Los Angeles County\u2019s tiered program can add up to $100,000 in support, and there are also statewide options like deferred loans, grants, and tax credits to help with LA purchases. These opportunities are often overlooked because of complex requirements or paperwork, but as a Realtor and Broker Associate specializing in residential and investment properties, I know how impactful these resources can be. Staying informed about the latest qualifications with local agencies can open doors you might not have thought possible.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s spent over a decade guiding buyers in Whittier, Helendale, and throughout Los Angeles County, I\u2019ve seen firsthand the misconception that a starter home always requires around 20% down. In reality, Los Angeles offers a range of city and county programs that can make homeownership far more accessible. For example, the city housing [&hellip;]<\/p>\n","protected":false},"author":532,"featured_media":28,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/users\/532"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cindybosshard.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}